So, you’ve found the ideal new Lund Boat for your needs, and you can’t wait to hit the water? That’s awesome—you’re about to have more fun than you ever thought possible. The boat buying experience can be a bit daunting, especially for first-time boat buyers. But never fear, future fishing boat owner, we are here to help. Our tips for first-time boat buyers will help ensure that your big purchase goes smoothly.
Try it out
Ask the dealer if it's possible to do an on-the-water test drive. It is the best way to know if the boat will perform as you hope it will.
Go to a boat show
Not only will you be able to compare apples to apples, but many boat dealers offer buying incentives at the shows. See a list of upcoming boat shows.
Check out the leftovers
If saving money is a priority, consider buying a model-year leftover. Sometimes dealers want to make way for the new model-year boats and will give you a slight break on the price to clear out a boat that’s been on the lot for a while. View current promotions and deals on Lund boats.
Finance through your dealership
If you are financing the purchase, consider using financing set up by the dealership. There will be cases where your bank or a marine lender can offer a better deal, but it is rare. Boat dealers know how to make the process smooth and painless, and they usually have a stable of lenders they work with to get you the best terms.
Maximize your payments
When financing, consider making a larger down payment and taking on larger monthly payments to get a shorter term. That is often the best way to get a better interest rate and reduce the overall amount you’ll pay.
Expect Some Additional Charges/Fees
Just as when making other large purchases, boat buying comes with added costs like taxes, freight, and licensing. Ask your dealer in advance what additional charges will appear on the purchase agreement.
Don’t forget insurance
Some lenders will require insurance prior to the purchase, but in any case, you’ll want that boat protected from day one, so it’s a good idea to investigate insurance before heading to the dealership. Read our boat insurance buying tips.
Get some pointers
Ask the dealer if they’ll go through the boat with you and teach you how to use its systems. Most dealers want their customers to be satisfied with their experience, they'll be more than happy to show you basics like how to use the livewell and put up the Bimini top.
If you have not found your perfect Lund yet, be sure to visit our online boat shopping tool and start building yours today! You can also get a free catalog here.